I'm no expert but I hear and know of some crazy things happening with credit cards these days. Like they don't charge enough in the way of finance charges, I have heard that some cards are charging over 25%! Really? And the best is: they send a letter telling you that you now must pay an annual fee or let them know that you won't - if you do this they close your credit card and, of course, that is a negative on your credit rating ---- Blackmail!!! Amazing, like they aren't making enough money off the American people!!!Cartoon provided by: Reader's Digest
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