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Firstly, my doctor says that my vertigo is not a preexisting condition; the insurance company denied my LTD benefits because they said it was a preexisting condition. This I already knew, of course, but my attorney still has a lot of paperwork to wade through. Secondly, he believes I have what is called a "bad faith insurance claim". This is when an insurance company denies benefits even though all the evidence shows that benefits are due. My attorney has brought in a second attorney; her specialty is bad faith insurance claims. They are meeting together and will be doing research for a some time. Hopefully I will hear from them by the end of March.
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